Terms of Service

The Finance.AI advisor is an artificial intelligence chatbot and is NOT a licensed financial advisor, certified financial planner, or registered investment advisor. The AI provides general information and educational content only.

The AI advisor:

• Is a computer program that generates responses based on patterns in training data
• Does NOT have access to your personal financial situation, tax status, or complete financial picture
• May provide information that is outdated, incomplete, or incorrect
• Cannot guarantee the accuracy or suitability of any information provided
• Should NOT be used as the sole basis for any financial, investment, or tax decisions

You should always consult with a qualified, licensed financial professional before making any significant financial decisions. The information provided by our AI is for educational and informational purposes only.

Finance.AI does not provide investment advice, financial advice, tax advice, legal advice, or any other professional advice. All content, tools, and features are provided for informational and educational purposes only.

Any financial data, projections, calculations, or suggestions displayed in the application:

• Are hypothetical and for illustrative purposes only
• Do not constitute a recommendation to buy, sell, or hold any security
• Should not be relied upon for actual investment decisions
• May not reflect actual market conditions or your personal circumstances

To the fullest extent permitted by applicable law, Finance.AI and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Financial losses resulting from decisions made based on information provided by our service
• Loss of profits, data, or other intangible losses
• Damages arising from unauthorized access to your account
• Errors, inaccuracies, or omissions in the content provided
• Service interruptions or technical failures

You acknowledge that you use Finance.AI at your own risk and are solely responsible for any financial decisions you make.

By using Finance.AI, you agree to:

• Provide accurate information when creating your account
• Keep your account credentials secure and confidential
• Not use the service for any illegal or unauthorized purpose
• Not attempt to reverse engineer, hack, or compromise the service
• Not share or redistribute content from the AI advisor as professional financial advice
• Verify any information provided with qualified professionals before taking action
• Be at least 18 years of age or the age of majority in your jurisdiction

Your privacy is important to us. By using Finance.AI, you acknowledge and agree that:

• We collect and process data as described in our Privacy Policy
• Your conversations with the AI advisor may be stored and analyzed to improve our service
• We implement reasonable security measures but cannot guarantee absolute security
• You should not share sensitive personal information (SSN, bank account numbers, etc.) with the AI
• We may use anonymized data for research and service improvement

Regarding subscriptions and billing:

• Subscription fees are billed in advance on a recurring basis
• You may cancel your subscription at any time through your account settings
• Refunds are handled on a case-by-case basis and are not guaranteed
• We reserve the right to modify pricing with reasonable notice
• Failure to pay may result in suspension or termination of your account

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page and updating the "Last updated" date. Your continued use of the service after changes constitutes acceptance of the modified terms.